Compare the Best Personal Loans in Singapore —
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Apply once to instantly match with personalized loan offers from licensed lenders across Singapore. 100% free with zero obligations.
Simplify Your Loan Search
WHY MONEY MARKET
Compare Once, Get the Best Deal
Compare 50+ lenders
We compare across multiple lenders simultaneously, saving you from unnecessary checks and rejections.
100% free service
No hidden charges, upfront fees, or obligation to commit. We're paid by lenders, never by borrowers.
Instant match
Choose your preferred lender and submit the required documents through a streamlined application process.
Former bankers on your side
Our team understands how lenders evaluate applications and helps improve your chances of approval.
"As a foreigner on an S-Pass, I thought getting a loan would be impossible. Money Market found me a lender who specialises in EP/S-Pass holders."
Sarah L.
- Admin executive
"I was rejected by two lenders before finding Money Market. They matched me with a licensed lender who approved my application the same week. Highly recommended."
★★★★★
★★★★★
Kim.
- Coordinator
CUSTOMER REVIEWS
What Our Customers Say
"Money market team has been extremely helpful and professional throughout the entire loan application process. Very responsive, patient, and guided me at every stage."
★★★★★
Hamzah F.
- Sales executive
SIMPLE PROCESS
3 Steps to Your Personal Loan
We take the complexity out of borrowing. No multiple bank visits, no paperwork hassle.
01
Fill in the form in 2 mins
Complete and submit your application through our form by providing the requested information.
02
Get matched instantly
We compare across multiple lenders, saving you from unnecessary checks and rejections.
03
Get Your Cash Disbursed
Choose your preferred loan offer and proceed with the lender's approval and disbursement process.
How does Money Market work?
We review the information you provide and connect you with suitable lenders from our partner network. Based on your profile, you'll receive personalised loan offers tailored to your financial needs.
Who is eligible for a Personal Loan in Singapore?
To apply for a personal loan, you need to meet the following criteria:
Singapore Citizen, Permanent Resident, or valid Employment Pass holder
Aged 21 to 65 years old
Minimum annual income of SGD 20,000 (varies by lender)
How is my monthly instalment calculated?
Your monthly instalment is typically calculated based on the loan amount, interest rate, and repayment tenure. For example, if you borrow S$10,000 over 3 years at an effective interest rate of 3.5% p.a., your estimated monthly repayment may be approximately S$292.
This example is provided for illustration purposes only. Actual rates, repayment amounts, and loan terms may vary depending on the lender and applicant profile.
How much cash loan can I borrow?
In Singapore, you can typically borrow between 2 to 10 times your monthly income, capped at a maximum of S$200,000. Your specific borrowing limit depends heavily on your annual income, credit score, and existing debt obligations
Frequently Asked Questions
What documents are required to apply for a personal loan?
The required documents may vary depending on the lender and your employment type. Commonly requested documents include identification, proof of income, and supporting financial documents for self-employed applicants.
How long is the repayment period?
Repayment periods vary by lender, but personal loan tenures in Singapore typically range from 1 to 7 years. Check with your chosen lender for the available options. In general, a longer repayment tenure results in lower monthly repayments but higher total interest costs over the life of the loan.
What are the factors influencing interest rates?
The calculation of the interest rate will vary depending on the lender but your credit score, income, loan amount, loan tenure, and debt-to-income ratio (DTI) are some of the factors that can influence the interest rate you're offered.
APPLY NOW
Check Personalized Loan Rates in Minutes
Complete the form and let us help you compare personal loan offers tailored to your borrowing needs and budget.
18 - 70 years old
Minimum monthly income of S$2,000
Singapore Citizens, PRs, and eligible foreigners
ADDress
28 Kallang Place
#03-01
Singapore 339159
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Contact
+65 8011 6888
apply@moneymarket.sg