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Personal Financing
As former bankers, we understand how lenders evaluate applications, and we use that insight to help improve your chances of approval.
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Complete and submit your application through our form by providing the requested information.
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We take the complexity out of borrowing.
Not Looking For Personal Loan?
We also help with business and renovation financing. Same trusted process, same free service.
Business Loan
Working capital, expansion, and equipment financing. We match you with the right business lender.
Borrow up to S$500K
Loan Tenure from 1 to 5 years
Renovation Loan
Turn your house into your dream home. Covers kitchen, bathroom, flooring, and full makeovers.
Borrow up to S$30K
Tenure from 1 to 5 years
Note: Loan amount and tenure may vary by lender and are evaluated based on your credit profile.
"As a small business owner, I barely have time to focus on anything outside my day-to-day operations. The team at Money Market took over the entire loan application, and within a week, my company had taken up the perfect financing solution. It was such a relief knowing I had professionals I could trust handling everything.
Claire Ng
- Owner of F&B restaurant
Having a few loan applications rejected, I was honestly ready to give up until I came across Money Market and everything changed. They not only got me approved but also secured a deal far better than I expected. I still can’t believe how they made it happen, and I’m beyond thankful for their support
★★★★★
★★★★★
How does Money Market work?
We review the information you provide and connect you with suitable lenders from our partner network. Based on your profile, you'll receive personalised loan offers tailored to your financial needs.
Who is eligible for a Personal Loan in Singapore?
To apply for a personal loan, you need to meet the following criteria:
Singapore Citizen, Permanent Resident, or valid Employment Pass holder
Aged 21 to 65 years old
Minimum annual income of SGD 20,000 (varies by lender)
How is my monthly instalment calculated?
Your monthly instalment is typically calculated based on the loan amount, interest rate, and repayment tenure. For example, if you borrow S$10,000 over 3 years at an effective interest rate of 3.5% p.a., your estimated monthly repayment may be approximately S$292.
This example is provided for illustration purposes only. Actual rates, repayment amounts, and loan terms may vary depending on the lender and applicant profile.
How much cash loan can I borrow?
In Singapore, you can typically borrow between 2 to 10 times your monthly income, capped at a maximum of S$200,000. Your specific borrowing limit depends heavily on your annual income, credit score, and existing debt obligations
Frequently Asked Questions
What documents are required to apply for a personal loan?
The required documents may vary depending on the lender and your employment type. Commonly requested documents include identification, proof of income, and supporting financial documents for self-employed applicants.
How long is the repayment period?
Repayment periods vary by lender, but personal loan tenures in Singapore typically range from 1 to 7 years. Check with your chosen lender for the available options. In general, a longer repayment tenure results in lower monthly repayments but higher total interest costs over the life of the loan.
What are the factors influencing interest rates?
The calculation of the interest rate will vary depending on the lender but your credit score, income, loan amount, loan tenure, and debt-to-income ratio (DTI) are some of the factors that can influence the interest rate you're offered.
Check Your Eligibility Instantly
Complete the form and let us help you compare personal loan offers tailored to your borrowing needs and budget — with no obligation.
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