Get Better Loan Offers in Singapore

Compare personalised loan offers from licensed lenders for personal, renovation, and business financing needs.

Personal Loan

Flexible financing for life's milestones. Whether it is medical expenses, further education, travel plans, or consolidating existing debts at a lower rate.

Business Loan

Whether you need working capital, equipment financing, or funds to scale your operations, we match you with the right business financing solutions.

Financing for Every Need

We connect you with licensed lenders across three key loan categories, each tailored to your situation and financial goals.

Renovation Loan

Transform your HDB, condo, or landed home with affordable renovation financing. We help you find repayment plans that fit your budget.

home renovation
home renovation

Selected Partners

Through our network of premier banks and licensed lenders, we secure the best-fit financing offers for you.

network of premier banks and financial instituitions
network of premier banks and financial instituitions

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Fill the Form in 2 Mins

Complete and submit your application through our form by providing the requested information.

Get Instant Matches

We compare across multiple lenders, saving you from unnecessary checks and rejections.

Get Your Cash Disbursed

Choose the best loan offer and get your funds quickly.

Find Your Best Loan Match in 3 Simple Steps

We take the complexity out of borrowing.

Compare 50+ Lenders

We compare across multiple lenders simultaneously, saving you from unnecessary checks and rejections.

100% Free Service

No hidden charges, upfront fees, or obligation to commit.

Fast Cash & Instant Match

We work closely with lenders to help reduce delays and keep your application moving efficiently.

Why Choose Us

As former bankers, we understand how lenders evaluate applications, and we use that insight to help improve your chances of approval.

How fast can I receive the funds?

Processing and disbursement timelines vary by lender, application completeness, and verification requirements. Some approved applications may receive faster processing.

What loan types can I apply for?

We help you connect with financial institutions and licensed lenders offering various financing options, including personal loans, renovation loans, and business loans in Singapore. Loan approval is subject to the lender’s assessment and eligibility criteria.

How is my monthly instalment calculated?

Your monthly instalment is typically calculated based on the loan amount, interest rate, and repayment tenure. For example, if you borrow S$10,000 over 3 years at an effective interest rate of 3.5% p.a., your estimated monthly repayment may be approximately S$292.

This example is provided for illustration purposes only. Actual rates, repayment amounts, and loan terms may vary depending on the lender and applicant profile.

Am I eligible to apply for a loan?

Eligibility requirements vary depending on the lender and loan type. Common considerations may include:

  • Age: You must be at least 21 years old.

  • Residency: You must be a Singapore Citizen, a Permanent Resident (PR), or a foreigner with a valid long-term work or employment pass.

  • Minimum Income (Vary by lenders):

    • Singaporeans/PRs: Typically S$20,000 to S$30,000 per year.

    • Foreigners: Generally S$45,000 to S$60,000annually, with employment pass validity requirements.

Frequently Asked Questions

What documents are required to apply for a personal loan?

The required documents may vary depending on the lender and your employment type. Commonly requested documents include:

  • NRIC or identification documents

  • Proof of income or business revenue

  • CPF statements or bank statements

  • Renovation quotations (for renovation loans)

  • ACRA business profile (for business loans)

Can I apply if I have existing loans?

Applicants with existing financial commitments may still apply. Approval is subject to the lender’s assessment of factors such as income, repayment ability, and credit profile.

What are the factors influencing interest rates?

The calculation of the interest rate will vary depending on the lender but your credit score, income, loan amount, loan tenure, and debt-to-income ratio (DTI) are some of the factors that can influence the interest rate you're offered.

Will I be obligated after submitting an enquiry?

Submitting an enquiry does not obligate you to accept any financing offer. You may review available options before making a decision.

Ready to Find Your Best Loan Rate?

Complete the form and let us help you compare the best loan offers tailored to your borrowing needs.

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